Are You Ready to Purchase a Home?

Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different! Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space are the easier things. However, there are many other factors to think about in your home search. From your initial search to the moment you get the keys to your new home, Jan and Dan will be there, guiding you through the process. We can even help connect you with mortgage professionals to get the best rates. 

As Myrtle Beach area market experts, we can help educate you on the different neighborhoods, schools, and other local community amenities that suit your lifestyle. Once you choose where you want to live, we go to work to help you find the right home for you!

Home Buying Can Be Easy
As your buyer's agent, we can help streamline the process of buying a home and make it easier for you. We have  aligned ourselves with the top local professionals in the industry. You don't need to spend your time finding them. Once your offer has been accepted, we will personally help facilitate the home-buying process, from start to close. By working closely with mortgage brokers, home inspectors, appraisers, lawyers, escrow companies and home warranty companies, we will provide you with personalized assistance and the best service possible from start to close!

Here is a Summary of the home buying process:

1. Getting Pre-Approved by a Lender

Jan and Dan can suggest several helpful, local lenders for you to contact. By providing some basic information about your income, savings, and debt, your lender goes to work. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs. Pre-approval helps to put you in position to submit your offer once you find your desired home. Many sellers expect loan pre-approval prior to receiving your offer.

2. Choosing a Home

For most buyers, buying a home is an emotional process. Jan and Dan can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, Jan and Dan can help you find exactly what you’re looking for.

3. Making an Offer

Once you’ve found the home of your dreams, Jan and Dan will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, Jan and Dan will then help you structure an offer and negotiate to get the very best deal possible.

4. Closing

Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Here in South Carolina, we are an attorney closing state, so closing normally occurs in the office of your attorney. Jan and Dan normally attend closings and can help ensure that everything goes smoothly. Remember, your new home isn’t yours until it closes and is recorded at the local courthouse.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today at 843-282-8628 to find out how Jan and Dan can be of further assistance to you! We love being a part of your dream!

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